The constitutionality of mandates to purchase health insurance.
نویسنده
چکیده
Legal Solutions in Health Reform is a project funded by The RobeRT Wood Johnson FoundaTion Prepared for The o'neill insTiTuTe FoR naTional and Global healTh laW aT GeoRGeToWn univeRsiTy 600 new Jersey avenue, nW Washington, dC 20001
منابع مشابه
Another Look at the Effect of State Mandates for Health Insurance Benefits
The research question we address is whether state laws that require health insurance policies to provide coverage for specified benefits have affected the size of the population without any private sector health insurance coverage. The laws are often alleged to increase the cost of insurance premiums and thus reduce incentives for smaller employers to offer and for individuals to purchase healt...
متن کاملSetting a national minimum standard for health benefits: how do state benefit mandates compare with benefits in large-group plans?
Many proposed health insurance reforms would establish a federal minimum benefit standard--a baseline set of benefits to ensure that people have adequate coverage and financial protection when they purchase insurance. Currently, benefit mandates are set at the state level; these vary greatly across states and generally target specific areas rather than set an overall standard for what qualifies...
متن کاملGaps in employer coverage: lack of supply or lack of demand?
According to data from the May 1988 Current Population Survey, 18 percent of workers are in firms that do not offer health insurance. The question explored here is whether the absence of insurance in these firms is related to lack of supply (that is, a failure of the firm to offer the benefit because the price it faces is too high or the benefit too low) or lack of demand (that is, employees in...
متن کاملPrevalence of Employer Self-Insured Health Benefits
Many large employers prefer to self-insure health plans offered to employees rather than purchase them from insurance companies to save costs and to avoid the burden of complying with varying state mandates. This concerns state governments because they cannot directly regulate self-insured plans. This article describes the prevalence of employer self-insurance for the nation and by state in 199...
متن کاملImplementing employer and individual mandates.
As is true of automobile insurance, a strong case can be made for a mandate that requires individuals to purchase health insurance rather than shifting costs to others. A mandate by itself, however, is likely to be regressive. By dealing with individual needs through the back door, an employer mandate generally keeps costs hidden and raises employment problems, while an employer subsidy will be...
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ورودعنوان ژورنال:
- The Journal of law, medicine & ethics : a journal of the American Society of Law, Medicine & Ethics
دوره 37 Suppl 2 شماره
صفحات -
تاریخ انتشار 2009